Da Nang

Storm and Flood Resistant Credit and Housing Scheme

Project Title

013-DN-2010 & 042-DN-2011

Key Issues

  • Climate change risks: Parts of Da Nang are considered highly vulnerable due to exposure and limited socioeconomic ability to respond to increasingly more intense/frequent storms and flooding.
  • The need for storm and flood-resistant credit and housing scheme: homes are often poorly constructed and maintained, and households frequently struggle to recover from storm damages to them due to low income, limited compensation payments, and rising costs. The ACCCRN-supported feasibility study conducted in 2011 confirmed the technical need and household demand for affordable loans for reconstruction or reinforcement of housing among poor and near poor households in exposed areas. Of the approximately 400 households surveyed, over 80% indicated desire to borrow for house improvements.

Project Overview

This project aims to enhance the climate resilience of vulnerable wards in Da Nang through a revolving loan fund for storm resistant housing through the Women’s Union. The project will achieve this through:

  • Provision of credit to improve the homes of poor households in 8 disaster prone wards, as well as professional technical assistance in constructing, and monitoring construction progress
  • Establishment of a revolving loan fund for small business, to support at least 30 poor households to improve credit worthiness
  • Supporting 20 extremely poor families to build new houses that withstand typhoon and floods
  • Building capacity among program participants and community members to undertake community-
    based disaster risk management, manage finances, and maintain houses.

Expected Impact

An estimated 320 households in the first three years and up to 376 in six years will have reinforced or reconstructed their homes to withstand typhoons. In addition 20 extremely poor households will receive project grants, so that new constructions are adequately financed to provide protection against storms. Project participants will have new skills and capacities for financial management and disaster preparedness.

The project contributes to the resilience characteristics of: ‘Resourcefulness’- the feasibility study provided an opportunity for several organizations to work together in identifying problems and solutions, mobilizing their collective resources and developing a shared vision for reducing vulnerability to climate change. ‘Responsiveness’- capacity to organize or reorganize is enhanced through forming a network with vulnerable communities and other stakeholders. ‘Learning’- training on climate change impacts, city resilience measures and storm resistant housing for the urban poor develops the capacity of the Women’s Union to learn and stakeholder workshops support the internalization of learning within partner organizations.

Key Beneficiaries

Project beneficiaries will be households who benefit from affordable loans for housing reinforcement as well as gaining new skills and experiences, which they will promote within their communities to build awareness of storm resistant housing and to generate additional demand for credit access. The Women’s Union of Da Nang will also be a key beneficiary as it will develop skills for managing and scaling a fund for storm resistant housing and emerge as a key agent of change for climate resilience for poor and vulnerable households.

Proponents

Location 
Da Nang, Vientnam
Project Holder 
Institute for Social and Environmental Transition
Project Implementation 
Climate Change Coordination Office
Project Period 
October 2011 – September 2014 (36 months)
Project Budget 
$639,820
Other Partners 
Women’s Union of Da Nang City; Dept of Construction; Fatherland Front; Vietnam Red Cross; Dept of Foreign Affairs; Development Workshop France
Contact 
Nguyễn Đình Anh (anhnddn@gmail.com)

Urban Climate Change Resilience Action Areas

  • Resilient housing & transport systems

Resilience Characteristics